What is Refinancing?

Refinancing is the process by which a business can use their existing unencumbered assets such as vehicles, plant and machinery, to raise additional capital. 

Releasing capital tied up in fixed assets can help improve your cash flow and the stability of your business. Funds can be used to recover from bad debt, reduce bank overdrafts or other debts. The injection of working capital can help fund the expansion of your business, management buy ins/outs or allow you to purchase new assets.

How Refinance Works?

Refinance agreements can be provided on hire purchase or lease terms.

The asset is sold to Liberty for an amount reflecting its current market value. You will then have access to the capital released, in return for monthly payments over an agreed period of time.

Benefits of Refinance

  • Immediate Working Capital. This solution provides an immediate cash injection to stabilise your cash flow or give you access to much needed funds to support your growth plans.
  • Cash Flow. With repayments at a fixed monthly amount, you’ll know exactly what is coming out and when, allowing you to forecast your cash flow.
  • Purchasing Other Equipment. Raise funds by refinancing existing assets (or by offering them as additional security).
  • Depreciation. Refinancing unlocks cash tied up in your assets.

Want to discuss your refinancing options? Contact our sales team on 02380 456565 or

Assets for sale

Ford Transit Connect 240 LWB Limited MS-RT Powershift Van 2018 (18)
VW Transporter T32 LWB 2.0TDI 150 Highline DSG Camper 2020 (20)
Ford Transit 290 L2H2 FWD 130ps Panel Van 2019 (68)
Ford Focus Zetec 1.5EcoBlue Diesel 5dr Hatch Manual 2018 (68)
LR Range Rover Sport HST P400 3.0 MHEV Petrol Auto 2019 (69)

Why choose us

Tailored solutions

We offer a personal, yet professional approach with tailored finance solutions to meet your needs

20+ years experience

We are a privately owned finance company with over 20 years experience in asset finance in the UK

Patron of NACFB

We are a patron of the NACFB (National Association of Commercial Finance Brokers)

Highly commended

We’ve won a number of awards in recent years for our exceptional level of service


Please give us a call or email if you’d like to know more about our products and services. Alternatively, you can use the contact form.

023 8045 6565
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